If you create a Zygmunt or Albus, then you won't have to use expensive Fedora+ in the future when you need to change stats. They come with only 2 stamina, so it is not worth trying to capture the wasted stamina stats.
Yes, Hollid is mostly dead.
Until you get to about level 75, you should have Power about 50, Impact about 50, and the rest on Skill. When you hit level 75 or so, switch to a "skill build", wherein you have Power at around 35-38, Impact at 50 or so, and the rest on Skill. As you level from there, just add new stats to Skill. (PS: The idea that Impact has to be +N over Power is a myth)
Just out of curiousity, how big of a deal is having 7 extra stamina? Does it severely limit end-game potential, or is it just a minor inconvenience?